SERVICES

    Pre-Purchase Counseling
    This includes discussing the benefits of homeownership and introducing some of the barriers as well as an  overview of the
    steps in the homebuying process.

    Credit Rehabilitation
    In this one on one session the counselor will analyze and interpret your credit report; make an assessment of your current
    status; and develop and implement a customized corrective action plan

    Post-Purchase Counseling
    The objective is to show new homeowners how to maintain their homes, protect their investment, and manage the new
    expenses and responsibilities of homeownership.

    Default/Foreclosure Prevention
    This includes foreclosure counseling on how to restructure debt, obtain recertification for mortgage subsidy, establish
    reinstatement plans, seek loan forbearance, and manage household finances.

    Rental Counseling
    This refers to one-on-one counseling and group education sessions regarding: obtaining and utilizing rent subsidies,
    budgeting for rent payments, education on landlord/tenant rights, the eviction process, and homeless prevention.

    Financial Literacy
    Helps the homebuyer to understand the importance of establishing a budget, identifying family income and expenses, and
    setting goals and priorities.

    Home Equity Conversion Mortgage
    HCEM counseling assists clients who are 62 years or older with the opportunity to convert the equity in their homes into
    income to pay living, medical, or other expenses.

    Homebuyer Education (click link for more info)
    The homebuyer traning is designed  to teach families about the homeownership process. Licensed instructors discuss  a wide
    range of topics related to homeownership.  Upon completion of the two part session, certificates are awarded.

    Housing Advocacy
    Family Resources advocates for affordable housing at the local, state and national level.  Through our memberships
    partnerships and affiliations our staff attends various neighborhood association meetings, state and national housing
    conferences as well as other local housing public forums.

    Individual Development Accounts(IDA)
    A matched savings account from which participants meeting income guidelines may withdraw funds to acquire a home.   
    Eligible participants make regular deposits into a savings account where for every $1 saved there is a $4 match.  For example,
    if a participant saves $1,000 the program matches these funds with $4,000, for a total of $5,000. Contact either office for more
    information.


    Family Resources of  New Orleans believes that all persons are entitled to equal housing opportunities.  We do not discriminate against any individual because of   race,
    sex, age, color, religion, nationality, disability or family status.  We will comply with all laws prohibiting discrimination with the sale or rental of housing.  For
    communication of program information for the hearing or visually impaired contact (800)947-5277(V) or (800)846-5277(TDD).



                                                                                                                               
                                                                                                            

                     












         
Family Resources of New Orleans
"Building Wealth Through Homeownership"
Modular Home constructed in Boutte,
LA.
USDA Self-Help Housing Program,
currently under construction in St.
Charles Parish, LA.
                                                email: orleansf@bellsouth.net   website: familyresourcesofno.org
*River Parishes Address: 2223 Paul Mallard Rd. P.O. Box 434 Boutte, LA. 70039 ph# (985)785-0570 f (985)785-0454
                     *New Orleans Address: 817 N. Claiborne Ave N.O., LA. 70116 ph# (504)822-8519 f (504)821-5260
Family Resources of New Orleans
is an equal opportunity employer
and provider.   To file a complaint
of discrimination write HUD, U.S.
Dept. of Housing and Urban
Development  Asst. Secretary of
Fair Housing Washington, D.C.
20410 or call (800)669-9777 (v) or
(800) 927-9275 (TDD) or USDA,
Director, Office of Civil Rights, 1400
Independence Ave. S.W.  
Washington, D.C. 20250 or call
(800) 795-3272 (V) or (202)
720-6382 (TDD).
Groundbreaking Ceremony for USDA
Self Help Housing in Killona, LA.  
Held on October 6, 2007.
    Copyright @ 2008 Family Resources of New Orleans, INC. All rights reserved.